Looking for a GI Product w/Issue Age less than 35. Does one exist ?

[ims01]

Homeservice is correct. The GDB product for Fidelity Life will go up to $250,000 on a 35 yr old. Although not a GI product, your client with Hodgkins should qualify. It will be cheaper than a true GI and they offer term and WL.
You can go to fla-ims.com to see the UW guide, quote engine and app.

 

[Mark]

Hi...

I'm looking for a guaranteed issue product with a starting issue age of less than 35. Most of the GI companies I'm contracted with start at age 40. Does anyone know of one ?

Thanks in advance for your help !

United Home Life goes down to age 25.

 

[jdeasy]

Hi......and thanks for responding.

O.K. I have someone 34 with Hodgkins (Male, non-smoker, no other health conditions).

This is the husband and father of a family of 4 who I had contacted during the latter part of last year. Unfortunately they decided to wait, and now that the husband has been diagnosed with hodgkins - the wife is frantically trying to secure some life insurance for them.

Any suggestions ?

Lincoln Heritage would cover him on their 3 year modified. It's a 15,000 maximum.

ROP + 10% year 1
ROP + 20% year 2
ROP + 30% year 3

Full benefit thereafter. Paid up in 15 years.

Premium would be $60.90/mo. for a $15,000 face on a 34 year old male.

 

[myinsurebiz]

Senior Life has a easy issue plan that will cover that.

34 y/o male = $53.50 whole life - 3 year grade.

Rates suck - but they will do it.

Also - I have a private label plan underwritten by Fidelity - graded benefit whole life :

$25k = $57.94

$50k = $111.53

Tom