Looking for Some Thoughts on Senior and Life Insurance

It is a money choice for most people.

If you are on Medicare because of a disability, (or not) many people have no income and need insurance to cover what medicare does not. For no monthly or low premium they would have the deductables and 20% eliminated plus they would get drug and dental coverage. And all their preventative care would be provided at no cost. They would also get a disease and chronic illness case management program.

Supplements sometimes become financially out of reach for a lot of people. If someone were able to save 10 to 20 years of monthly premiums I would like to educate people on their options. Yearly reviews of customers could stop them from going out on their own to find another product that meets their financial needs.

Additionally Co pays are different for each company. Look for max out of pocket for MA plans. That would let you know what her co-pays would have been in a year.
 
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