Lowest FE Premium -- Aggressive Shopper

[jdeasy]

Just get off your high horse for once and stop talking down to everyone.

How is that talking down. You started playing the games. If you get your feelings hurt when I respond then you shouldn't start it.

 

[deadhead]

How is that talking down. You started playing the games. If you get your feelings hurt when I respond then you shouldn't start it.

Sweetie, my feeling aren't hurt and I wasn't playing games. You talk down to most of the people you respond too. You come across as the be all end all of insurance agents. You put yourself out there as the most honest, ethical, self sacrificing agent ever. You come out as an agent who knows what the absolute best products are and are morally superior to every other agent on the forum

 

[jdeasy]

Sweetie, my feeling aren't hurt and I wasn't playing games. You talk down to most of the people you respond too. You come across as the be all end all of insurance agents. You put yourself out there as the most honest, ethical, self sacrificing agent ever. You come out as an agent who knows what the absolute best products are and are morally superior to every other agent on the forum

You are certainly entitled to that opinion. What I don't do is ever tell anyone what to do. I always what I do or what I do.

If that's a help to someone then good. If it's not then that's good too.

I am honest and ethical. I can't see how those are bad things. But most every agent I know personlly is honest and ethical, Newby, Travis, Tim W. and several others that don't post here. I would say that Newby is the honest and ethical agent I know so I certainly couldn't say that I'm more honest and ethical than him. I wouldn't ever say I'm self sacrificing though. So certainly not more than other agents.

But I have an idea. Why don't you just put me on ignore? Save you from getting all worked up.

 

[Ronnie Carter]

Hey, JD, thank you again for the info (and to the others as well).

A quick question -- I am curious why you would not consider a UL vs WL if the UL is cheaper? Particularly if both required a paramed and were fully underwritten? And by the way, am I wrong in assuming the RNA policy you recommended requires a paramed visit?

Thank you again.....

 

[WinoBlues]

Show her the RNA certificate and the Sagicor policy and let her decide. Both have to be fully underwritten. I personally use GUL and SIWL both for that age and face. If they are healthy and intelligent I lean towards GUL.

Especially if they can go short pay. Really depends on the type of people you sell.

Sent from my Nexus 7 using Insurance Forums

 

[jdeasy]

Hey, JD, thank you again for the info (and to the others as well).

A quick question -- I am curious why you would not consider a UL vs WL if the UL is cheaper? Particularly if both required a paramed and were fully underwritten? And by the way, am I wrong in assuming the RNA policy you recommended requires a paramed visit?

Thank you again.....

Nothing wrong with UL's. Especially GUL's but not for the typical FE client. Maybe this person is not typical?

Yes, the RNA would require a paramed for that age and face amount.

 

[Ronnie Carter]

Nothing wrong with UL's. Especially GUL's but not for the typical FE client. Maybe this person is not typical?

Yes, the RNA would require a paramed for that age and face amount.

All right, thanks. I'll talk with her. She's healthy as far as I have been able to pry out of her. If she's gotta do a paramed either way, I might just go with a UL so there won't be any more nonsense about another agent coming in and beating my price!

Again, appreciate everyone's help. JD, I hope it's not as wet up there in the Commonwealth as it is here in Tennessee -- the ducks are seeking higher ground here.

 

[rousemark]

Whatever dude. I will sell nothing but whole life for final expense. RNA is whole life. Play those semantics with someone else.

The United Life product is fully underwritten whole life just like the RNA Essential product but I have no idea if it beats the RNA price.

 

[theinsuranceman]

Sweetie, my feeling aren't hurt and I wasn't playing games. You talk down to most of the people you respond too. You come across as the be all end all of insurance agents. You put yourself out there as the most honest, ethical, self sacrificing agent ever. You come out as an agent who knows what the absolute best products are and are morally superior to every other agent on the forum

Well said. I agree 100% with your assessment of JD's almighty attitude and his bad habit of talking down to other agents, just to inflate his ego.

 

[jdeasy]

What a shocker!! Greg takes an opportunity to jump on me. He is so scared of me that he will use anything at anytime.

I take it as a compliment for for a deceptive liar to be against me. I wouldn't want it any other way.

Pretty hyprocrital though. Greg is usually whining about namecalling but when someone calls me names he is the first to jump on board to agree.

Pretty transparent is that guy.