I see your in Michigan . Many people still getting 2-3% returns their for dsnp and Lis mailers there .
Lol no 1% is the new normal, I have stopped dm from a vendor all together, poor people are getting hammered with calls, dm, fb, I got a good block of them, unless something changes I will do my own mail for T65 and really build the u65 aca biz going forward