It's not cms it's the insurance carrier, they certified the sep, and sent it to cms for processing, call them up and ask them how it happensWas told by a trusted source that the SEP used was "low performing MAPD plan with lower than 3 stars" per my source. Funny because this member doesn't even have a MAPD plan, she has original medicare. What a joke CMS has become. It's open season year round. By the way, I heard it was a company called OneDigital who did the enrollment. So OneDigital has frauds working for them. Seniors beware!