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Most companies require full underwriting for policy replacement, internal or external. Last I checked, SC doesn't have a Anniversary or Birthday rule.
Op better not try to call my family either... Those aresales.
Med Supp question
- Thread starter Limozine
- Start date
Most companies require full underwriting for policy replacement, internal or external. Last I checked, SC doesn't have a Anniversary or Birthday rule.
Op better not try to call my family either... Those aresales.
- 29,516
I was told by UW that any condition in question #8 on the app with a blood thinner is a DQ. It does say in the UW Guide that A-Fib's a consideration condition.
Definitely worth a call and let us know.
- 4,138
Right, because conditions in 8 are a DQ.
Since this falls under Q11, it could pass?
Not saying it will, because I have no clue..
Basically just affirming what you're saying.
- 29,516
Haha, the app and the UW guide don't match. The UW Guide refers to Question 9 when referring to "consideration".
- 4,138
Haha, the app and the UW guide don't match. The UW Guide refers to Question 9 when referring to "consideration".
Funny thing, Q9 is all about substance abuse, arthritis that limits mobility, and internal cancer.
Lumico annoyed me a little bit on their e-app Saturday morning. I was going to do the app for a husband/wife in MI, and I'm only approved to write in IL. I'm glad I looked at it before I called the client.
I ended up filling out a paper app for both of them and called the IMO this morning. I don't like turning in paper apps if I can do an electronic one.. so I told the client that I like to complete the paper app on the phone so I could take notes and then input it into they system.
They don't event let you run a quote if you aren't licensed in that state. I don't know if that's normal or not...
- 29,516
Do you need a quote?
- 29,516
- 4,138
Gotta love those eyes.
Never thought about it before, but Gene Wilder does have sexy eyes.
