Monumental Direct Mail Drop

[jdeasy]

I'd like to see proof. Can you please provide proof in another thread.

Back to the original topic, Monumental uses a mailing house. If they have an "in house" lead program its probably a client list they drop to or a lapsed mailing list of former clients. I've known several agents to come and go from Monumental and these guys know what they are talking about. They aren't paying Momumental 375 for leads, but a mailing house.

Monumental claims they do it in house. Is it the truth? You say it isn't. Would a company lie about what they do? I think you have already provided that answer.

 

[TPAAgent]

1+1 will always be 2. 2+2 will always be 4.

I asked a simple question. Please show me 1 FE company other than Lincoln Heritage who pays out that kind of FE commission to their agents. Its a simple question. No need for insulting or name calling.

If company A pays out 30 million in commission vs company B would pays out 100 million who's agents are making the most money? As Bill Clinton would say, the math either adds up or it doesn't ad up. If Forresters paid out more FE commissions than Americo, then the Forresters agents are earning more money. Its very simple math.

Again please find a company who's progress report shows they've paid out more FE commission to their agents than LHL. Its pretty simple all of these companies post this information. You refuse to do so because it kills your point entirely & you can't deny whats written in a company's public progress report. A company's public progress report is are far better than 1099s.

Alright, whattya say we bring it down a notch Sparkles-

LH might pay out 100 million, but 20 bucks says their charge backs are at least 50%- I know this because in the last year I personally replaced about 10-15k in AP on LH policies alone- And I'm a small independent agent-

Nothing gives me a pup tent like hearing a client on the phone tell me they currently have a LH policy that they've had for a year or so

It's a slam dunk sale

 

[Rearden]

Pup tent? I'm afraid to Google it. Somebody do it for me please.

 

[gordon112]

Alright, whattya say we bring it down a notch Sparkles-

LH might pay out 100 million, but 20 bucks says their charge backs are at least 50%- I know this because in the last year I personally replaced about 10-15k in AP on LH policies alone- And I'm a small independent agent-

Nothing gives me a pup tent like hearing a client on the phone tell me they currently have a LH policy that they've had for a year or so

It's a slam dunk sale

That gives me some more hope I run into some LH policies here in Tampa, so far zero.

 

[Newby]

Pup tent? I'm afraid to Google it. Somebody do it for me please.

If your Pup Tent lasts longer than 48-hours, you should consult with your doctor.

 

[WinoBlues]

Alright, whattya say we bring it down a notch Sparkles-

LH might pay out 100 million, but 20 bucks says their charge backs are at least 50%- I know this because in the last year I personally replaced about 10-15k in AP on LH policies alone- And I'm a small independent agent-

Nothing gives me a pup tent like hearing a client on the phone tell me they currently have a LH policy that they've had for a year or so

It's a slam dunk sale[/QUOTE]

One of the funnest things I have read on here in a while. And yeah pretty easy to replace.
- - - - - - - - - - - - - - - - - -

Pup tent? I'm afraid to Google it. Somebody do it for me please.

Does that line really work?

 

[HoosierLife]

Speaking of monumental, does mon's app ask anything about heart stents? I don't see it anywhere.

 

[TDFnCali]

If your Pup Tent lasts longer than 48-hours, you should consult with your doctor.

48hrs??? The commercial says 6hrs, doesnt it?? Newby lives in the edge!

 

[WinoBlues]

48hrs??? The commercial says 6hrs, doesnt it?? Newby lives in the edge!

It's hours??? I thought it was 4-8 minutes.

 

[eastwoodrmc]

Alright, whattya say we bring it down a notch Sparkles-

LH might pay out 100 million, but 20 bucks says their charge backs are at least 50%- I know this because in the last year I personally replaced about 10-15k in AP on LH policies alone- And I'm a small independent agent-

Nothing gives me a pup tent like hearing a client on the phone tell me they currently have a LH policy that they've had for a year or so

It's a slam dunk sale

I'm just curious how or why you replace so many LH policies? Most of the time if a policy is at least 2 years old it isn't in the consumers best interest to replace. Are most of these policies graded or full benefit? In Indiana LH rates are not that bad, not the cheapest but fair.The biggest thing with LH is (as others stated) how the producer is treated. Take renewals for example. You could have $400 or more a month due in renewals but if you fail to write business in a particular month they don't pay you any renewals. Even if you manage to leave them, (terminate your contract after you are vested) once renewals drop below $200 they will not pay you anymore. If your renewal pay is $199.99 then they keep it.You would think it would roll over to the next month but no they don't work that way. Even with all the negatives posted they are still a good company for the consumer. Agents should demand a better contract before they sign on with them, it is possible.