I am. It's not long at all. Just closed one yesterday. Very easy. Instant decision. Send HIPAA via email. They sign and return. Then you review health questions with them. After decision, send application for signature. Once returned, you apply agent signature and wa-lah!, you're done.
GOOD NEWS FOR 2022:
LIVING PROMISE GRADED BENEFIT PLAN REPRICE
Effective January 1, 2022, we will be decreasing rates in many of our Living Promise Graded Benefit Plan rate cells. We’re able to make this decrease while maintaining the key product features that are the cornerstone of our Living Promise Final Expense product.
About Living Promise
Living Promise remains an affordable protection option for your final expense clients. It helps cover outstanding medical bills, unexpected expenses or debt that your clients may leave behind.
Other key features of Living Promise include:
Coverage is guaranteed up to age 100 as long as premium is paid
Simplified underwriting
Easy application process — including automated underwriting
