- 25,900
You would have had to ad wp on compulife.
Assuming you were std with MM would you have been STD or maybe better with another company?
Sounds like a good rate with probably good conversion options.
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Most Competitive Term Companies for $1mil and Above
- Thread starter Dan3211980
- Start date
You would have had to ad wp on compulife.
Assuming you were std with MM would you have been STD or maybe better with another company?
Sounds like a good rate with probably good conversion options.
- Thread starter
- #22
- 120
At a STANDARD rating AmGen has a 32yr male at $44.45 mo. for $1.2mil. So much for Mass Mutual...
- 25,900
- Thread starter
- #24
- 120
20yr level guaranteed
- 25,900
- Thread starter
- #26
- 120
100.22 month. You couldn't get me to write MM unless it was the 2nd to last ins co. Had several friends work there. Haven't heard a single good thing about it, other than their FA's here in town do well.
(#1 would be Bankers life of course)
Are you sure that you didn't get preferred? That sounds like a great rate but I show Mass at 130/mo for Std NT...83 and change for Preferred (with WOP)
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110.97 w/ WOP...and comparing Mass to Bankers? MM has some great products. I can't say that I would want to be employed there but I am certainly happy to have their contracts for Life, DI, and LTC...they can be VERY competitive.
- Thread starter
- #28
- 120
I never said they were a bad company, you'd have understood that had you read my post correctly. MM is a good solid company. I don't care to work for/with them based on first hand testimonies. Rates aren't everything, anyone who has been in the business long would hopefully understand why that is.....
I must have misunderstood when you said that you "hadn't heard a single good thing about it" since you were referencing your friends' experiences, and not the carrier. My fault.
I wasn't referring to rates in my statement to you regarding Mass. Being "competitive" includes much more than price, as you said, and they are rarely the least expensive option.
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- #30
- 120
Hope I didn't sound brash... great company. Bankers isn't even in the same zip code as them, so to speak. Good name recognition and products, too many horror stories of unrealistic expectations, ridiculous hours, everything fully underwritten, etc.
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