Need Help with an HIV Couple

Just make sure you get the eft form from one of the regular apps if you use Columbian. It's a debit product. They just need the other form for the first draft and everything else will go off the original app.
 
I need someone that can help a husband and wife that are both HIV positive, taking meds. Lives in Florida This is not my expertise. They have fixed income and on disability. Both are 43. They can afford around $100/month. Just looking for a $10k, $15k, or maybe a $20k policy on EACH of them. Can anyone help me out here? If so, can you give me the quote? Thanks!
For $10k...he's at $50.45 and she's at $43.21 mbd with Kemper GI.
 
Most of the crap they offer here (GA) is term, and if the people qualify for WL, its either graded or priced as such.:1arghh:

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Or, should I asked "What is Late Night Television Insurance for the bored and uninsurable?":idea:
 
FEXquotes lists three: Valulife,. Kemper, Colombian .. Valulife has the best rates.. $42.00 per month for each (Unisex rates) but it is group term. Pays 40% of the death benefit during the first 12 months, then 100% but it begins to decrease later.. 70-74 50%; 75-79 25%; 80-84 10%; 85+ 0%
 
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