New Agent - How screwed am I?

Just don't submit contracting with the insurance companies you should be fine. That agreement's teeth is when it comes to your book of business and using their leads. They're not going to waste their time on someone who never even picked up carriers.
No offense by the way, that just how they will look at it. I realize that may sound a little rude. Good luck!
 
That is what I was thinking but still slightly panicked for a moment. I'm just glad I figured this out so quickly. I just don't want some lawsuit coming down on me. Terrifying.
 
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