New Pacemaker Implanted 3 Weeks Ago. F,NT,66.

[John Galt]

Yeah thats so--I tend to lump med supps and MA together as it seems 995 of people have no idea what the difference is

"SUPPLEMENT" has come to be like "KLEENEX"--it has come to mean any coverage other than Original Medicare

I have had clients call Advantage, Dental, Vision, PDP, Indemnity, Medicaid all "Supplements" so I tend to always say supplements and Advantage to be clear.

You are exactly write mi amigo. In fact, teh CSNP and DSNPs are best with FE

No doubt my man. But Im not sure what CSNP or DSNP is LOL

 

[Biggin]

No doubt my man. But Im not sure what CSNP or DSNP is LOL

Chronic condition special needs plan and dual eligible special needs plan.

 

[Agentguy5]

So a client of mine placed with Trans standard 18 months ago due to a fib calls me and wants more coverage. I told her she'd be GI. She said she'll stick with the 10k in place. Then I started asking about her talking to other agents,companies. She says she has someone coming out Thursday that can get her covered.

She had a buyer's remorse attitude,had a cocky attitude,wouldn't name the company,agent,and undervalued the information I gave her.

She even said she got a better price on her current coverage and acted like she'd let Trans get replaced.

Anybody know of a company who will issue day 1 coverage ?

If you want to save it, show up at her house tonight and let her know that you value her business. See what the other agent showed her while it's fresh in her mind!

 

[noah]

If you want to save it, show up at her house tonight and let her know that you value her business. See what the other agent showed her while it's fresh in her mind!

Nothing to save "you can't teach stupid".

I got my chunk,next.

 

[mbiallas]

First pacemaker...

Any 1st day coverage ?

United Home Life for the win. For some reason they don't consider that heart or circ surgery...I know it doesn't make sense.

 

[noah]

United Home Life for the win. For some reason they don't consider that heart or circ surgery...I know it doesn't make sense.

I checked with UW over there a few days ago.....EIWL.

 

[Mattschmidt]

United Home Life for the win. For some reason they don't consider that heart or circ surgery...I know it doesn't make sense.

Yeah. Not day one coverage with uhl. Record your calls with underwriting risk assessment for future reference

 

[finalexpenseguru]

I checked with UW over there a few days ago.....EIWL.

Eiwl? What are you saying is it level or not with them would be good to know. Do they allow phone sales?

 

[noah]

Eiwl? What are you saying is it level or not with them would be good to know. Do they allow phone sales?

Express Issue is graded.

Yes,you can take an app over the phone.

 

[mbiallas]

United Home Life will take this case at their best rate on a level plan so long as there isn't anything else going on. I just got one approved where the guy had his pacemaker implanted (not a battery change) 3 weeks prior and they were happy to have him. They are also ok with a defib implant also.