Obamacare Glitch Could Make Coverage Unaffordable For Low-Wage Workers
- Thread starter Liz
- Start date
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You know at the office a few of us once a couple of weeks ago knew it pretty well, then you get someone that says no that isn't right and because there is so much to digest you question yourself, then you ask two more people and both have different answer's. I know Ann and YA know this and I'm trying to close my ears at work. It's starting to drive me crazy and I do cross a long bridge over water every night.
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They need to scrap that navigator program because that will be one hell of a hoot.
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They need to scrap that navigator program because that will be one hell of a hoot.
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The family glitch applies to families who have employer sponsored coverage, no matter how many people the employer employs.
Where you are probably thinking of LARGE group is the Employer penalty for having coverage that is not adequate (minimum value) and affordable. Since both the family glitch and the employer affordability rules are based on the self-only premium without regard to the premium for dependents, then it is easy to get them confused.
To reiterate, the family glitch is where a subsidy is not available to any member of the family who is eligible for employer sponsored coverage that is affordable based on the employee's self only premium.
And about the issue of having to revisit these issues repeatedly to anchor them in memory, you aren't kidding there. From the PMs and phone calls I receive it appears that folks feel I have a grasp on this law, but believe me, I have to revisit issues often, and I struggle to wrap my mind around it.
Where you are probably thinking of LARGE group is the Employer penalty for having coverage that is not adequate (minimum value) and affordable. Since both the family glitch and the employer affordability rules are based on the self-only premium without regard to the premium for dependents, then it is easy to get them confused.
To reiterate, the family glitch is where a subsidy is not available to any member of the family who is eligible for employer sponsored coverage that is affordable based on the employee's self only premium.
And about the issue of having to revisit these issues repeatedly to anchor them in memory, you aren't kidding there. From the PMs and phone calls I receive it appears that folks feel I have a grasp on this law, but believe me, I have to revisit issues often, and I struggle to wrap my mind around it.
Here is a great article laying it all out:
http://boss.blogs.nytimes.com/2013/...ildren-left-behind/?partner=yahoofinance&_r=0
The obvious but perverse result would be that these employees might well beg their employers NOT to offer them health insurance.
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"We're going to be in a very strange situation where employees are going to be asking their employer to not offer insurance," said Alan Cohen, chief strategy officer for Liazon, which operates a private benefits exchange for employers.
http://boss.blogs.nytimes.com/2013/...ildren-left-behind/?partner=yahoofinance&_r=0
The obvious but perverse result would be that these employees might well beg their employers NOT to offer them health insurance.
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"We're going to be in a very strange situation where employees are going to be asking their employer to not offer insurance," said Alan Cohen, chief strategy officer for Liazon, which operates a private benefits exchange for employers.
