Online application without Agent Contact?

I laugh and scorn agents who think that they are going to get applications completed online, without speaking to the applicant. I assume that this is for the high rollers spending millions in advertising to make it happen.

However, I've had two people in the last month actually complete applications from my site and get the policy issued without any contact from me. What makes it even funnier, is I didn't get email notification from the company except for one of them(two different carriers).

On top of that, neither of the applicants returned my call. I guess my picture scared them, but I've been paid on both of these cases.

I am assuming that this is a year end phenomenon. Anybody else have similar experience?
 
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