What's the best design for CV in a 10 pay Mass Mutual WL policy? How much DB should we start out with 10 years of 10K per year each?
How much CV can we expect around age 65?
Since the premiums are not flexible like IUL, if I am not able to allocate funds in any year, is it possible to save the policy from lapsing?Policy lapsing after paying 8 or 9 payments and not able to pay the 10th would be a great tragedy.
This is one of the minuses of WL. This and low returns.
How much CV can we expect around age 65?
Since the premiums are not flexible like IUL, if I am not able to allocate funds in any year, is it possible to save the policy from lapsing?Policy lapsing after paying 8 or 9 payments and not able to pay the 10th would be a great tragedy.
This is one of the minuses of WL. This and low returns.