Options for Client with MS

[dawson12]

I have a client that has MS and am looking for an SI FE policy for him. He is 35 and was diagnosed in his mid-late 20's. If you did not know he had MS you could not tell by looking at him or talking to him. Still mobile and active. What carriers would you recommend?

 

[The Gimp]

He could get standard with Monumental.

 

[dawson12]

Good to know. Thanks!

 

[medsuptage]

not sure what you mean by SI but he could get standard with quite a few carriers.

Sorry, disregard Madision. I always love to mess this one up.

Madison won't write under age 40.

 

[Todd King]

He means Simplified Issue.

 

[dawson12]

Yes, Simplified Issue is what I am looking for. I don't know of any carriers that would do a fully underwritten policy, term or permanent, for someone with MS.

 

[The Gimp]

Good to know. Thanks!

Give me a ring if you need to get contracted with monumental.

 

[TRSecurity]

Many carriers will take people with MS, fully underwritten. There are many details about their medical history required with the application, but simplified issue is not your only option by any means.

 

[dawson12]

Give me a ring if you need to get contracted with monumental.

Thanks, but I just got a contract with Monumental recently. Been busy with some other things and just haven't had time to get more aquainted with them yet.
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Many carriers will take people with MS, fully underwritten. There are many details about their medical history required with the application, but simplified issue is not your only option by any means.

Can you give me some names that come to mind?

 

[WinoBlues]

Thanks, but I just got a contract with Monumental recently. Been busy with some other things and just haven't had time to get more aquainted with them yet.
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Can you give me some names that come to mind?

Last one I did was UoO UL tbl 2. It was a 1035 UL Rescue into a 20 pay UL. As I remember it issued pretty fast.