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Good Lord - what - does World have 85 different branded products? Every time I talk to anyone who sells World it's something different.
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it's an exclusive product to the brokerage I am with. World has several products that are set up this way. Oh and btw, I just went over it and physical therapy is subject to the deductable and coinsurance. Also one great thing about this policy is that the rate is locked in for 18 months. This is not a rider it's just built into the plan.