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Some of my carriers specifically ask if it is alum wiring, if you mark yes, they decline the quote....
So it depends on when the policy was written...
Other than it has been continuously insured, I couldn't tell you.
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Some of my carriers specifically ask if it is alum wiring, if you mark yes, they decline the quote....
So it depends on when the policy was written...
Replacing worn wiring is a routine maintainence type of item. Okay, maybe not that routine, but failure of aluminum wiring is not 'sudden and unexpected', which is the basis for most insurance payments/claims.
I think aluminum wiring was used on some '70's construction, maybe late 60's as well in some areas. It was pretty quickly discovered to be a problem so they quit using it.
I doubt a house built in the 60's has knob and tube wiring. I've never seen it in anything after the 40's. Ironically, it's pretty reliable stuff till one day when it isn't Just the wiring is so old now it doesn't work for more than just a single lamp being plugged into it!!!!
Get a quote from an electrician on swapping out the wires. A good electrician can probably do this without to much effort. Okay, copper is expensive and it will take a few days but it probably won't run as much as you think. It will depend on how the house is built and how the existing wires are ran AND what the city requires during the upgrade.
Dan