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The client that prompted me to ask about the pffs plans will only be able to get a med sup during a guaranteed issue period, do to serious condition. She has been a client of mine for a few years, as well as other family members.
She has a friend from up North, same age as her, that sells pffs who encouraged her to get one through him, but then she called to ask me what I though about it, after she bought into it.
From reading your posts, it sounds like he offered her what has been good for him 7 states away, but not necessarily for her.
I don't doubt his sincerity, but anyway, she can always change next year.
She can change now during OEP.