Probably Nothing Available BUT..

[RBHAGENT]

Hard to compare rates since its graded vs modified. I can't attach the rates using this mobile forum app...What's the age, smoker status, and face amount?.. I'll post the rates.

 

[MattNewbie]

RE: KEMPER - not available in California.

 

[TXInsuranceAgent]

Yes they will...actively being treated for cancer...I l know they will because I have.

The only stipulation is terminal illness...
- - - - - - - - - - - - - - - - - -
GPM has some extremely strong areas...cancer, oxygen, organ transplant, kidney disease without dialysis, cirhossis...

I doubted also until I began writing with them.

Is coverage offered for recently diagnosed clients or do they go through the diagnosis/treatment within the past 2,4,5....years knockout questions?

Not to hijack this thread but i ended up on Dr. Troy Clark's page, FinalExpenseSuccess.com and he mentions "Superior Final Expense products covers ages 18-85 and any physical condition:
HIV/Aids, Oxygen tank use, liver failure, customer in hospital or nursing care facility, cancer patients taking treatments, diabetes, etc". Does anybody know what company/ies he uses? I was thinking he might be talking about a GI product but the age 18 knocks that out.
The main reason of asking is because I have a friend that has tried to get insurance and she has been told that no one will accept her. She is 28 NT, well within build chart for her height, TIA within the past 2 years, factor 5 gene mutation(Factor V Leiden thrombophilia). She's on multiple medications and didn't really experience any symptoms until last couple of months of pregnancy which was about 3 years ago. Does anybody know of an insurance company that will write her besides preneed?

 

[inreverse]

Dr Troy works tele-sales , I believe through Lincoln Heritage, but maybe Senior Life

 

[JustinSane]

Is coverage offered for recently diagnosed clients or do they go through the diagnosis/treatment within the past 2,4,5....years knockout questions?

Doesn't matter if recent or not. The question just says "Currently treated for cancer". GPM will give them Graded (30/70 death benefit for first 2 years). Their graded rates are excellent and they pay full commissions on graded products. One of my favorite carriers, this example being a big reason.

 

[marketing]

Doesn't matter if recent or not. The question just says "Currently treated for cancer". GPM will give them Graded (30/70 death benefit for first 2 years). Their graded rates are excellent and they pay full commissions on graded products. One of my favorite carriers, this example being a big reason.

Would you send me a rate chart (graded), thanks in advance.