I've found that most new agents don't even know what hard work is. And, if they don't work hard, they won't be terminated...but their income will reflect it. Try finding that at a "fair job."
Why wouldn't you agree with this? Do you think it would be better to have the insurance comapny pay for exams & license? Kinda like how the state will pay for you to go to college to learn how to become a teacher...right? wrong. Like how hospitals will pay to send you to Medical school...right? wrong. I think an agent should have skin in the game.
The company owes you squat. You haven't done anything for them. You haven't created a product to sell. You haven't financed a company to stand behind the product. They owe you commissions when you sell. Period. And, as a 27 year old who has only been licensed for a little over 2 years, I'll say that the long-term commissions are more than generous. The sky is the limit.
They don't "owe" this to you, but if they want their products sold, it is in their best interest to educate. They create underwriting guides - have you read them cover-to-cover? That's all the education you need...
Won't that come with experience and production?
I don't think I could make more money in any other industry. And I still feel like I'm just getting started. The money is there to go out and get if you work for it.
I'd question if they really failed to hold up their side.
WOW.. a level headed 27 year old.