Proper commercial classification code for CGL

[Scott Ashton]

So I'm waiting on underwriters because my customer wanted CGL yesterday to work on hurricane cleanup. My Underwriters said the customer is removing debris which falls under demolition. Lost to my competitor who wrote it under handyman. Any thoughts on this? Did I do proper diligence or should I've written it under handyman?

 

[marindependent]

The job is much closer to demo than handyman. Class codes are often imperfect. Sometimes its our job to explain to clients the larger problem that can occur from the slight of hand on lots of insurance applications.

I personally would not be so interested in the policy as it sounds "temporary" to me and I hate temporary business.

There is nothing wrong with turning down bogus business, BTW.