Question about PDP commission

[rmhaire]

In my letter and email I included the instructions.

They still called in and I did a ton of PDP reviews. Told a bunch to drop Silver script and pick up WC - gave them the WC Phone #.

Working to lose money!

Around the 10th of Nov got very tired of it and started asking, "did you read in my letter and email about the video and how to do this on your own?"

Surprise surprise lazy clients don't want to do it on their own when they can just call Scott to do it for free. And no, it's not that they can't - every single one who has called for PDP did not even try on their own.

Next year we probably will be in the same boat. Very little PDP $. I have better things to do with my time.

If you get a minute can you help me with mine?

 

[goillini52]

I was being sarcastic.

 

[InsuranceGuy29]

Doing more and more of this.

I made a video showing people how to shop on their own but a small percentage did it.

One daughter did it then called me just to double check, I double checked because her mom my client is one of the coolest ladies on planet Earth. I checked and they were way off.

Maybe next year - Skip the video walk thru and just list the plans, premiums, and carrier phone numbers.

Yea, I wouldn't even do the video. Most people don't want to do it on their own, either because they're too lazy, too entitled, too confused, or any combination of such.

About 95% of people need help, and some of these companies think we aren't important to that help process, so they can service them all on their own. I'm not doing free labor for major corporations with mega billions of dollars in the bank. Not happening.

I've just gone pretty much hands off with RX plans, completely. It's just a service I no longer provide. I don't even want to give these companies the satisfaction of sending the business their way, even if I'm not servicing them.

Might sound cold, but it's not. I didn't create this problem, and there is a cost to all services.

Thinking agents (or anyone, for that matter) should work for free is absolutely beyond asinine, and is total clown world shit that needs to be legislated out of existence by the Trump administration and the incoming HHS and CMS heads.

You want to offer plans? Great, then you pay agents their SMALL wages on all plans. And no stealing our damn previously earned pay either. This stuff seriously has to stop because it's gotten ridiculous.

 

[annon123]

Around the 10th of Nov got very tired of it and started asking, "did you read in my letter and email about the video and how to do this on your own?"

I hate to tell you but Americans read instructions only when all else fails. The Germans and Japanese on the other hand read every word of them before they do anything.

 

[Midlevel]

Not sure if anyone knows the answer to this, but I submitted a AEP enrollment for a Cigna PDP, from Humana in the beginning of AEP. Now the client calls and tells me they're on two more meds, and comes to find out the previous Humana plan is actually back to the #1 spot for the client. Would I get a commission still after changing back to original plan? Or because the member would be moving back to the same PDP plan for 2025 would that negate the commission. I was not AOR for original plan. Thanks.

Please don't spend a ton of time chasing this $4.00/month commission.

 

[sshafran]

Had a CPA in my office yesterday. Plan G + WellCare PDP.

He asked why WellCare was "Yellow" on the screen (search & save). I told him it's because there is no commission.

He said he'd get a plan I'd get paid on. I told him I don't want him to pay $37/mo for Humana so I could make $55/yr.

Simple solution - CPA goes into fee structures and said I absolutely had to charge fees. I explained that it is not allowed. He looked like he was ready to go to Congress - "sir, you need to get paid for absolutely everything - everything - that's how I ran my firm. They should not make laws preventing you from fair compensation."

Cool client.

 

[Yagents]

Had a CPA in my office yesterday. Plan G + WellCare PDP.

He asked why WellCare was "Yellow" on the screen (search & save). I told him it's because there is no commission.

He said he'd get a plan I'd get paid on. I told him I don't want him to pay $37/mo for Humana so I could make $55/yr.

Simple solution - CPA goes into fee structures and said I absolutely had to charge fees. I explained that it is not allowed. He looked like he was ready to go to Congress - "sir, you need to get paid for absolutely everything - everything - that's how I ran my firm. They should not make laws preventing you from fair compensation."

Cool client.

I've said it before, fees are the future of this biz

 

[Ronnie Carter]

Yea, I wouldn't even do the video. Most people don't want to do it on their own, either because they're too lazy, too entitled, too confused, or any combination of such.

About 95% of people need help, and some of these companies think we aren't important to that help process, so they can service them all on their own. I'm not doing free labor for major corporations with mega billions of dollars in the bank. Not happening.

I've just gone pretty much hands off with RX plans, completely. It's just a service I no longer provide. I don't even want to give these companies the satisfaction of sending the business their way, even if I'm not servicing them.

Might sound cold, but it's not. I didn't create this problem, and there is a cost to all services.

Thinking agents (or anyone, for that matter) should work for free is absolutely beyond asinine, and is total clown world shit that needs to be legislated out of existence by the Trump administration and the incoming HHS and CMS heads.

You want to offer plans? Great, then you pay agents their SMALL wages on all plans. And no stealing our damn previously earned pay either. This stuff seriously has to stop because it's gotten ridiculous.

As others on this board have said, I am deliberately sending all the clients I can who have massively expensive drugs to Wellcare plans. They may not pay me any more, but I sure will make them pay. And I'm doing it on Ascend, not anonymously, in case they want to thank me later.

 

[rmhaire]

As others on this board have said, I am deliberately sending all the clients I can who have massively expensive drugs to Wellcare plans. They may not pay me any more, but I sure will make them pay. And I'm doing it on Ascend, not anonymously, in case they want to thank me later.

Not me.

I'll take them all because I know that most of them will be sporting brand new FE overcoats when I get through.

 

[jack3454]

I don't believe Humana is paying for new PDP enrollments anymore, so no. Don't even bother with the PDP headache. No pay? Just tell them to call the company. The company can use their own resources, and have their own time sucked up with being bothered with it and servicing it, since some of them feel we aren't important. Don't empower them by working for free. Make sure you tell the client to have the company run all of their meds again.

Humana is no longer paying commissions? This is news to me...can anyone else confirm? I cant find anything on this.

I like your suggestion and I'll probably start doing exactly this unless I can get paid on the PDP. If this is the case with Humana, I'll switch him back and then tell him its up to him to do this.