Realistic FE Production Numbers!

This is utter nonsense. LH policies are replaced all the time. They even have a division in the home office to fight replacements. They are the only company I know of that has an entire dept because of their business being replaced.

Newby has never replaced one of my LH policies but it's nice to know you are scared to death of us.

I would challenge you to prove that LH is growing. I also can't imagine that Sr Life is growing. They could be since I've never once run across one in 9 years of being an agent so 1 policy would be growth.

If they are growing why don't they have any rating with AM Best?

You can the talk the marketing BS all you want about keeping high priced policies on the books. It's still just marketing BS.
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You can sit in a garage for 10 years and it won't turn you into a Cadillac.


Maybe i do have reading comprehension problem but when you made the statement "I would challenge you to prove LH is growing". I gather that you are stating LH has not grown. maybe i misunderstood what you were implying. But if you are implying that they didnt grow you are not correct.

You also just made another claim. Stating you know the inner workings of a company that you only worked with for a very short period of time. This is very hard to believe. I have worked with them for 10 years and I am barley familiar with lincolns "inner" workings. Maybe i am miss reading this statement also. But it is very hard to believe an agent knows the inner workings of an insurance co
 
Maybe i do have reading comprehension problem but when you made the statement "I would challenge you to prove LH is growing". I gather that you are stating LH has not grown. maybe i misunderstood what you were implying. But if you are implying that they didnt grow you are not correct.

You also just made another claim. Stating you know the inner workings of a company that you only worked with for a very short period of time. This is very hard to believe. I have worked with them for 10 years and I am barley familiar with lincolns "inner" workings. Maybe i am miss reading this statement also. But it is very hard to believe an agent knows the inner workings of an insurance co


It won't help to try and play semantics to protect LH. If I learned more in 2 and half years with them than yolu have learned in 10 years says more about you than me. And, if I can help one agent keep from making the same mistakes I have then that's a good thing. Not a bad thing. I sure wish I had known about this forum before I ever contracted with LH. Same for parker and Asses. If the people here are wrong about the companies they warn others about then those companies have nothing to fear. The truth always comes out.
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JD, just admit it....you can't back up that big mouth of yours. There is no reason to be scared of you. Are all EFES recruiters a manipulator of the english language like you?

Here's a small challenge for you: Show the forum a post I made where I'm expressing fear of you and I'll donate $1000 to your favorite charity (or even the Univ. of Kentucky). I'm "showing you the $$$", now "show us the beef". :D

All of your comments show fear. So, now make that donation to the Blue/White fund to back up up your claims.

You jst showed more fear by calling me an EFES recuiter. You know that I am not and you only do that to try and discredit what I say about telemarketing. That is pure fear. So, again, write the check unless you were being deceitful in making that statement.
 
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It won't help to try and play semantics to protect LH. If I learned more in 2 and half years with them than yolu have learned in 10 years says more about you than me. And, if I can help one agent keep from making the same mistakes I have then that's a good thing. Not a bad thing. I sure wish I had known about this forum before I ever contracted with LH. Same for parker and Asses. If the people here are wrong about the companies they warn others about then those companies have nothing to fear. The truth always comes out.
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All of your comments show fear. So, now make that donation to the Blue/White fund to back up up your claims.

You jst showed more fear by calling me an EFES recuiter. You know that I am not and you only do that to try and discredit what I say about telemarketing. That is pure fear. So, again, write the check unless you were being deceitful in making that statement.

Show the post where I'm expressing fear and I'll show the check. Why would I be fearful of your IGNORANCE about FE tele-sales? I've stated a few times, and I'm sure you've read, that I will not recruit anyone up here unless they live within 20 miles of Raleigh, NC You are just trying to play your words. Show the post....you can't back up that big mouth of yours.

Maybe one day you'll mature a little and carry on a disagreement with a little maturity and class.
 
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Show the post where I'm expressing fear and I'll show the check. You are just trying to play your words. Show the post....you can't back up that big mouth of yours.

Maybe one day you'll mature a little and carry on a disagreement with a little maturity and class.



You wouldn't know class if it smacked you upside the head. You make personal attacks. You lie and then you run and hide.

I have already shown your fear. I knew you wouldn't make the donation. You are a known liar. That's been proven time and time again. I didn't call UK and tell them to expect a check.

So, let me play your game. Prove that you are not scared.
 
You wouldn't know class if it smacked you upside the head. You make personal attacks. You lie and then you run and hide.

I have already shown your fear. I knew you wouldn't make the donation. You are a known liar. That's been proven time and time again. I didn't call UK and tell them to expect a check.

So, let me play your game. Prove that you are not scared.

Back up your statements...my fear....my lying. You are starting to sound like a spoiled little child. I just don't have the time nor patience to try and reason with a child. If anyone's lying it's you....:no::no:
 
Back up your statements...my fear....my lying. You are starting to sound like a spoiled little child. I just don't have the time nor patience to try and reason with a child. If anyone's lying it's you....:no::no:


Yeah, I'm the one that sound like a child.:D

Your fear has already been shown. You lie about my status with EFES, {that's two things, fear and lying}. You deliberately mislead propects by telling them you are a field underwriter vs an agent. You mislead propects on the phone by telling them that you are calling them about their check.

I can go on and on but there is no need to.
 
I feel like im listening to Darth Vader fighting with Luke Skywalker!! All this talk about fear.

"Luke I can feel your fear. I can feel your anger it gives you POWER"!!!

"NOOO!!! Fear and anger lead to the dark side of the force"!
 
It's not just LH and SL, its just the fact that every time I run into them I get excited because its a 70% deal I am going to help the client. With other "competitive" companies, it's much less...just saying and speaking the truth..

I tooootally get it. I really do. But I also understand that really, let's be honest, most of the posts that has anything to do telesales...LH or SL is really just to try and be mean. Thats all. Every company is replacible. The problem I have is simple. The carrier and rates have absolutely nothing to do at ALL with good business staying on the books. That's why I think these comments are hilarious.

Listen...In all my years in FE and mostly in field sales ind you all, I have written with ALL of them from Oxford, RNA, UHL, LH and SL. Our #'s have always been high and are business stays on the books. It's just the truth but I'm sure I'll be told I'm lying and that's the final word LOL.

The key is simple. It's not the carrier or the rates.

It's the agent. Period. Give me any FE carrier and I will sell the crap out of it and it will stay on the books. Its how you sell, close and follow up. Thats what we teach our agents and it works.

BUT...it's points like this that makes this Thread turn interesting as you can see bu the last 2 pages. So much drama I missed today!!!! Haaaaaaaaa This got real good...in a kindergarten playground kind of way.
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And you're so WRONG (this is the 2nd time Ive pointed that out), but u can never admit it....you're a Dick!

Let me show u how that works....I said WL, JD says its a permanent UL, which I never saw on the policy, it just stated Permanent Coverage. So if it was indeed a UL, my bad on that....but it def wasnt the standard term u assumed!!


That BOLDED statement is a trip as u say....u tell others not to turn things around to purposely bash ppl, yet you just did that to me!

And u did it when u tried to hide your blatant racism by saying it wasnt racist to minorities, but Im a minority & was offended! I guess since you're white, u get to decide whats racists & what isnt...just like all the wht ppl who convince themselves "Redskins" isnt racists cause THEY say so huh??

You will never get it, so Im sure Im wasting my time!

You are.:D:D:D

What's hilarious is that I was pointing out that the Thread was getting a little off base and I have "you" chasing me down on several threads calling me a racist. What the F$#@....????:D

My man...I really struck a nerve with you and YOU were the one I was standing up for!? I seriously am laughing my ass off how ridiculous you're acting.
 
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