Replacement Rant

[Life Hawk]

Good post.. I am firmly convinced the good agents far outnumber the bad.. That is the reason I took umbrage when it seemed to me all the FE agents were being lumped in as unethical ones...

What I seem to find over and over is that family and close friends seem to be the vultures that my clients need to be weary of...

 

[rousemark]

What I seem to find over and over is that family and close friends seem to be the vultures that my clients need to be weary of...

But in most cases they do not know they are vultures. They believe what they are saying and then later they cannot accept the truth because that would mean they had done their family a disservice ...

 

[Life Hawk]

But in most cases they do not know they are vultures. They believe what they are saying and then later they cannot accept the truth because that would mean they had done their family a disservice ...

Blood is thicker than water... and how right you are. It's so sad though... currently have a daughter who was the drug user of the family and mother never trusted, now she is taking care of mom but mom is now unable to pay for her coverage...

Called her on it this past week. Had to fire the client... funny to watch the sparks fly though. Felt like I was being talked to by a sailor for moment.

 

[Newby]

What I seem to find over and over is that family and close friends seem to be the vultures that my clients need to be weary of...

Is this because Bankers has them working a "hot 100" list?

 

[risingsun]

I actually got a phone call today from a client I sold eight years ago. And I also had sold her mother a Transamerica policy for $12,000.
Five years after I sold that a bankers life and casualty agent who is a friend of a different daughter replaced my trans policy with a $7500 bankers life and casualty preferred Final Expense. At this point the lady was not only extremely obese (Trans) but also had congestive heart failure and kidney disease. This was not a healthy woman. But the bankers agent had convinced the other daughter that my Transamerica policy was a term policy and it would end within a few more years. I'm pretty sure that that daughter was getting a split commission from the bankers agent because she was willfully ignorant when I showed her on her mothers policy that it was whole life. But at this point I'm fighting an uphill battle and working for free just trying to preserve it so I let them do what they wanted to do which was keep the bankers.
So today I get a call from the other daughter to add some coverage on hers several years have passed. So I ask if mom is still living end it turns out she is.
I hate it when the scumbags get away with that stuff. But it's even worse when they'll live through contestability and works out for them so they will never get in trouble for it.