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Many of us have relationships with underwriters, marketing reps, and often different levels of management.
Most of those people have influence over actuarial decisions. Now, when it comes to actuarial decisions in and of themselves, we're all just numbers on the spreadsheet. All of us. It's nothing personal, although many of us take it personally. Lately this market is one big mess, and the actuaries are working with management to try to make the numbers work.
Cool, then they should say that instead of making up bullshit. I respect a hard truth over a convenient lie.