Back in August I scratched the crap out of my roommates bumper when pulling into my narrow parking spot. Within a few days, I had given him my insurance and told him to get an estimate and potentially file a claim. However, months went by without him updating me on the situation. Out of the blue today, he sent me the estimate for repairing the damage. It was $1300, so I'm unsure if its worth filing for since I have a $500 deductible. I also noticed the estimated is dated from mid October, so I have no idea why it took so long to get back to me. This is my ever real claim so I am kinda unsure how to progress. In his email he did not even mention insurance and asked for payments directly to him, which both me and my parents found odd.
Thank you for your time!
Thank you for your time!