Scenario, 81 years old Type II Diabetic, need life insurance

I have an 89 year old with congestive heart failure. He needs $500,000 in life insurance. I got a quote for $200,000/ month. Can anyone find a lower premium? LOL
 
OMG, if only the zero premium life insurance policy had come to fruition it would have solved thatdguy's problem. Where's Ali when we need him?:D
 
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