SNL?

[DonP]

Columbian i one of the easiest companies to do business with. The CS crew is great and most thinks can be taken care of by the agent over the phone.

I agree . I used to write the Gi and simplified term with them . I really loved the cs .

 

[rousemark]

FEXQUOTES has the Loyalty plan on the quoter. Of the companies approved in Tennessee, the rate for a 65 male NT is ranked 45th. Female 58th. That is huge change from where they were.

 

[noah]

So the products useless . For insulin neuropathy rna $60 a month on male . For copd 3 yrs or more on inhalers American memorial $58 . Trans Copd. $66 . The preferred rates atrocious . What’s street 120% ?

What about Black Lung with American Memorial ? I have someone who’s diagnosed 15 years ago and gets inhalers once a month. Will Am Memorial take him level ?

 

[Baseball7]

Probably

 

[noah]

How so ?




Part B Questions: If the Proposed Insured answers “YES” to any question in Part B, he/she will be considered for the Modified Benefit Whole Life Plan on


2. Within the past 36 months have you:
a.Been medically diagnosed as having, been treated or been advised to have treatment for, or been hospitalized for
schizophrenia, bipolar disorder, or alcohol or drug abuse, chronic obstructive pulmonary or lung disease (COPD),
emphysema, or chronic bronchitis?

 

[goillini52]

How so ?




Part B Questions: If the Proposed Insured answers “YES” to any question in Part B, he/she will be considered for the Modified Benefit Whole Life Plan on


2. Within the past 36 months have you:
a.Been medically diagnosed as having, been treated or been advised to have treatment for, or been hospitalized for
schizophrenia, bipolar disorder, or alcohol or drug abuse, chronic obstructive pulmonary or lung disease (COPD),
emphysema, or chronic bronchitis?

Wasn't diagnosed within the past 36 months.

 

[jdeasy]

Wasn't diagnosed within the past 36 months.

Been treated for

 

[noah]

Probably

Does Toolkit have this level ?

 

[goillini52]

Does Toolkit have this level ?

American Memorial's not on Toolkit.

Trustage is, and it comes up level. Just taking the inhaler for the Black Lung? No nebulizer?

 

[jdeasy]

American Memorial's not on Toolkit.

Trustage is, and it comes up level. Just taking the inhaler for the Black Lung? No nebulizer?

Trustage is AmMem.

They used to allow the applicant to admit to copd on the phone interview but issue level as long as their meds hadn’t changed for 3 years and no nebulizer.

But you still had to answer no to the app question.

Pretty shady.

Now that there’s no phone interview I don’t know they are handling it.

Other than every person I’ve run across with AmMem and have copd the question is marked no. Nebulizer or not. And it was issued level.

Makes for very easy replacements.

I would imagine they would never pay a contestable claim on one of those.