So what's the deal with the new Transamerica product?

[monstrhuntr]

The 20 minute interview. The off app questions. The 20 min interview is really all that bothered me.

So are you planning on continuing to use Trans?

 

[HoosierLife]

So are you planning on continuing to use Trans?

Not nearly as much. COPD and DE clients only looks like.

 

[monstrhuntr]

Not nearly as much. COPD and DE clients only looks like.

Yea that's what I meant for copd. Not really seeing a better alternative.

 

[goillini52]

Yea that's what I meant for copd. Not really seeing a better alternative.

Sentinel is a true Graded if on oxygen.

 

[HoosierLife]

Yea that's what I meant for copd. Not really seeing a better alternative.

Yeah you can't rely on UP2, LBL or even Assurant.

Word on the street is that another major carrier is adding a Preferred/Standard/Modified instead of their current Preferred/Graded/Modified product.

Don't know what's on there yet, but hoping COPD is included in Standard.

 

[DonP]

They were so useful with copd and pain meds combined for people with DE. I ran into a lot of that .There's no alternative for that as far as i know.That will be graded i guess with family benefit now. More carriers need to add DE. Its been very good persistent business for me.

 

[Baseball7]

Copd graded
Prosperity
Sentinal

 

[DonP]

I just ran some quotes. Better off running it with Snl rop and true ss billing . Even with the 6% more for using a credit card's there 15-20% cheaper than Prosperity . Prosperity Graded very exp. Does Sentinal take credit cards?

 

[Baseball7]

True graded takes priority over return of premium and prosperity does true SSB.

 

[goillini52]

Does Sentinal take credit cards?

Initial payment only.