So what's the deal with the new Transamerica product?

[Todd King]

May cause me to pick up another carrier! RATS!
SNL for overall folks
Trans for COPD
AIG for graded or GI
who for my overweight folks????

RNA for overweight clients.

 

[rousemark]

May cause me to pick up another carrier! RATS!

who for my overweight folks????

Weight Watchers..

 

[HoosierLife]

HoosierLife... what do u not like about LBL and COPD?

The 20 minute interview. The off app questions. The 20 min interview is really all that bothered me.

 

[HoosierLife]

It also has a lot to do with interest rates and mortality table changes not necessarily agents and bad business.

The 2017 CSOs... everyone is making changes.

 

[Life Hawk]

Processing paper work for trans... wrote a graded policy... stated it was graded... client signed it as graded... trans processed it as graded... and then issued an amendment to say that it was graded...

Am I missing something? I know its a dumb question because I have done it so many times before, but what's the point? Now I have to travel back to the client again before anything finishes processing.

 

[Todd King]

Processing paper work for trans... wrote a graded policy... stated it was graded... client signed it as graded... trans processed it as graded... and then issued an amendment to say that it was graded...

Am I missing something? I know its a dumb question because I have done it so many times before, but what's the point? Now I have to travel back to the client again before anything finishes processing.

No, just tell Trans to include the amendment with the policy and it will be signed on delivery. That's one trick with Trans that all agents should be aware of if they are going to sell Trans.

 

[ZackMorris]

Processing paper work for trans... wrote a graded policy... stated it was graded... client signed it as graded... trans processed it as graded... and then issued an amendment to say that it was graded...

Am I missing something? I know its a dumb question because I have done it so many times before, but what's the point? Now I have to travel back to the client again before anything finishes processing.

Better question is why are you writing Trans Graded? Is there any situation for the client where that's actually favorable? The rates are atrocious.

 

[Life Hawk]

Better question is why are you writing Trans Graded? Is there any situation for the client where that's actually favorable? The rates are atrocious.

Its called DE and they would have never gotten this app any other way.

 

[ZackMorris]

Its called DE and they would have never gotten this app any other way.

DE is irrelevant.. I'm guessing they wouldn't have qualified for SNL ROP? Hell, Gerber/AIG are going to be better for the client in every situation here.

 

[Life Hawk]

DE is irrelevant.. I'm guessing they wouldn't have qualified for SNL ROP? Hell, Gerber/AIG are going to be better for the client in every situation here.

I write who want to... that's why I'm an indy.

And I also write it how I want to.
And what I wan to be relevant is relevant.