STOP freaking out people!!!!!!!!

[Medicare bro]

I just talked to the Vice President of my FMO who is way more connected to what is going on in this market than all agents on here combined. I asked him about non commissionable plans. He said stuff like this has always existed where a company will only let certain companies market a brand new plan. He said the Blue Cross thing in the Chicago area is because a lot of those plans are not returning next year and that BC/BS as a whole is playing the waiting game this year with a lot of markets. He said low performing plans get phased out all the time and that is why they don't get commissions on them. He said everything he is seeing don't worry about this market MA is going to continue to be strong. This is a guy who has always been straight up honest. He was extremely worried when the overide stuff was happening this summer and let me know that at the time.

 

[axeman462]

I have a feeling this conversation is about to get interesting.

 

[Newby]

If the carriers are talking to your up line in detail at all, they are spoon feeding gibberish to him.
Just keep working your plan. Sell all the Medicare you can sell that makes you money. But don’t put all your eggs in that basket. Anything can always change on the spur of the moment.. As long as you are not going to crash and burn, if the whole Medicare advantage market yanked away and one swoop at a moments notice, then your gold. Something like that would totally devastate your business model then you have exposure.
Sell Medicare supplements, Final Expense annuities,etc along with your advantage, and you are immune to anything that they could throw at you.

 

[vic120]

 

[Medicare bro]

View attachment 15280

OK keep freaking out, I don’t care.

 

[vic120]

OK keep freaking out, I don’t care.

I just thought it was funny, because of your OG post

honestly it is interesting this whole thing that happened with WellCare and them claiming they could not change it because CMS said it was past deadline

and then Aetna turned around and made plans noncommission

Truth is we are not promised tomorrow and I am trying to diversify rather then freak out

so I am not as concerned as you think

 

[Bevo]

He said the Blue Cross thing in the Chicago area is because a lot of those plans are not returning next year and that BC/BS as a whole is playing the waiting game this year with a lot of markets.

The massive distrust of just about anyone up the chain that exists now, combined with their very non-professional timing of the release of news warrants everyone to stay on their toes.

I VIVIDLY recall people saying to not freak out about ACA just prior to the bottom falling out on commissions. The Inflation reduction act caused less money to the carriers, which caused this. So, who to really blame....who to blame...?

 

[axeman462]

The massive distrust of just about anyone up the chain that exists now, combined with their very non-professional timing of the release of news warrants everyone to stay on their toes.

I VIVIDLY recall people saying to not freak out about ACA just prior to the bottom falling out on commissions. The Inflation reduction act caused less money to the carriers, which caused this. So, who to really blame....who to blame...?

the government. its always the government.

 

[SamIam]

I just talked to the Vice President of my FMO who is way more connected to what is going on in this market than all agents on here combined. I asked him about non commissionable plans. He said stuff like this has always existed where a company will only let certain companies market a brand new plan. He said the Blue Cross thing in the Chicago area is because a lot of those plans are not returning next year and that BC/BS as a whole is playing the waiting game this year with a lot of markets. He said low performing plans get phased out all the time and that is why they don't get commissions on them. He said everything he is seeing don't worry about this market MA is going to continue to be strong. This is a guy who has always been straight up honest. He was extremely worried when the overide stuff was happening this summer and let me know that at the time.

In Chicago every bcbs PPO is non-commisionable

 

[Kb4391]

In Chicago every bcbs PPO is non-commisionable

Not every PPO, these are still paying

Medicare Advantage Choice Premier PPO
-Medicare Advantage Choice Plus PPO
-Medicare Advantage Essential PPO


BCBS states this info was relayed in their broker rollouts, but I don't feel like anyone either noticed or was actually told.