The Current State Of ObamaCare - ACA

Do these monies received count in the MLR figures? Could they drop the MLR below 80% and trigger a refund?

Possible, not likely. But if it did happen just another unintended consequence of a poorly thought out law.
 
The gravity of the dollar amounts in this state-by-state/company-by-company CMS Stabilization Report escape me. But members of the actuary forum (yes, they have one too, LOL) are calling some of the numbers shocking

They expected more? Or less?
 
Before Obamacare, individual insurance policies often offered bare bones coverage with high deductibles and many exclusions.

Bare bones, high deductibles. Many of my clients have higher deductibles now than before and are paying for things they don't want or need.

These folks have a real sense of humor.

Few people pay the full sticker price of their health plans because of subsidies.
Some 85% of the 10.2 million Obamacare enrollees receive federal subsidies, which keep their premiums to no more than 9.6% of their income.

Apparently in their world Obamacare policies are only those purchased through the exchange.

Urban Institute researchers estimate around 2.6 million lost their existing coverage.

No idea who Urban Institute is but that number has to be WAY low
 
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