New guy giving advice and admonishments!
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This thread is so "politically incorrect" on so many levels some of you should really be ashamed of yourselves. I cannot believe I'm the first one to point that out. Most typically talk about having the "right" carrier to help everyone and give them the best product yet this post is literally degrading African Americans point blank as if they are not worth the time or are just energy.
Guys...and I'm sure some will take offense to my post but as I'm reading this thread I'm literally like WTF? Are these guys seriously saying these things out in the open?
Listen...my best clients are in lower income areas. Why? because they see death every single day. They believe in life insurance. You're gonna have policy's fall off no matter the "demographic". But this thread is throwing us as professionals back t the 1940's in a heart beat and frankly is embarrassing as a professional.
Sorry guys. Embarrassing.
This thread is so "politically incorrect" on so many levels some of you should really be ashamed of yourselves. I cannot believe I'm the first one to point that out. Most typically talk about having the "right" carrier to help everyone and give them the best product yet this post is literally degrading African Americans point blank as if they are not worth the time or are just energy.
Guys...and I'm sure some will take offense to my post but as I'm reading this thread I'm literally like WTF? Are these guys seriously saying these things out in the open?
Listen...my best clients are in lower income areas. Why? because they see death every single day. They believe in life insurance. You're gonna have policy's fall off no matter the "demographic". But this thread is throwing us as professionals back t the 1940's in a heart beat and frankly is embarrassing as a professional.
Sorry guys. Embarrassing.
New guy giving advice and admonishments!
Don't know to whom you are directing your comments but mine were addressed strictly to income levels and did not degrade any ethnic group. Face it.. If they have no money, they can't pay premiums and if you manage to close a case that you know is going to fall off because of an inability or unwillingness to pay, then you haven't helped the client or their family. All you have done is earned yourself a few months earned commissions.
LOL. You obviously haven't figured it out like the other vets?
I'm not knew my friend. But that's another good point. I'm pretty well versed on the rules and for some reason I can't seem to ever find where you have to have so many post before you can disagree or "abominate" a thread or or poster??? But for some reason, when a "newby" on here has a major disagreement...THEY get ridiculed?
Still trying to figure out that one out?
I'm not directing it to anyone particular. I know a lot of times some will say things indirectly when they mean it directly. I don't.
But I'll be blunt. This Thread basically tells me that blacks are a waste of time...can't manage their money...and should be sold to. Now, some can say otherwise and that may be true. But the way I read this at least is exactly that. Listen, I'm not trying to add fuel to the fire but I read so many ridiculous posts not only on here but elsewhere when agents puke the comments about "I want to help every customer I talk with" or "I want to have multiple carriers to make sure I offer the best plan possible" blah, blah, blah. But yet every agent I talk to asks me "what's the renewal" or "what's your rating"? Rarely ever, ever what are your rates like. AND...most think the rates with the main carrier we use are way high. (That's a whole other thread and I can back up they're not. Just most are ignorant to the underwriting)
So to read this thread that "blacks" can't afford our time or our services...? Ridiculous. When I have an agent who says "don't give me leads in THAT area." THAT is when I grab leads old or new and take that agent to those areas and sell the crap out of them. WHY? Because "they" see death everyday. "They" believe in it more than the Jone's out in the sticks. They would be more likely to keep it vs the Jone's who shop.
Guys...persistency has absolutely nothing to do with client, rates, carrier etc... It has everything to do with how you open, sell and most importantly CLOSE! We are very strict on our agents and how they do that plus what they do immediately after the sale to keep it on the books.
Turn this thread around and base it on whites. You think this wouldn't raise an eye brow or two? I'm just saying that alot of times the FE threads are "unprofessional" or should say immature but this one does not make us "professionals" look...professional.
That's all.
Well then, try figuring this out.
You claim the thread is not politically correct, yet on your website videos for manager meetings and trips there are hundreds of photos but I only counted one black individual and one black couple, no other non-whites.
There was a brunette with a nice tan though, real hot.
Oh, and when talking about being "well versed" in your last comment then perhaps you should spell "I'm not knew" correctly as in "I'm not new".
Clearly from your website you're not new to the business, but you are to the forum. So why be so indignant right from the start when you're qualified to give meaningful contributions to the community, build some relationships, so that eventually you can call someone out if you wish.
It would be a lot different than coming in and stomping your feet to be heard.
Matt...you know our story bro?Why would you take an agent out to a certain area/neighborhood when you sell over the phone??
yes. As JD...I mean Columbo pointed out. I deleted my account way back when I was completely embarrassed and wasting my time on here. The new ID is our Call Letters.Weren't you on here before using a different ID?