TRANS VS SNL

[jacobtn]

I wouldn't use either as a go to carrier. Trans has some niches. SNL is too high and cuts comp over 75.

 

[rousemark]

I wouldn't use either as a go to carrier. Trans has some niches. SNL is too high and cuts comp over 75.

Who are your goto carrriers?

 

[TPAAgent]

Don't call Trans on a monday- you'll grow a full beard before someone picks up

 

[myinsurebiz]

Eagle Premier is the hidden gem of the industry. People run the quotes and see it in the middle for pricing & are instantly turned off.

If you run quotes for Mutual of Omaha & Transamerica WITH accidental included... Eagle Premier is within $3 almost every time.

Factor in the 5 minute e-app process, underwriting that is looser than Trans in some cases, & the HIGHEST COMP in the industry... you have (in my opinion) the best product in the ENTIRE industry right now.

Do you have to be F2F with client?

 

[Life Hawk]

Don't call Trans on a monday- you'll grow a full beard before someone picks up

...And then someone picked up the phone... they said they would transfer me to the right department.

 

[FinalExpenseDojo.com]

Do you have to be F2F with client?

No.

 

[myinsurebiz]

I would say the majority of companies that offer payment after 10 years pay a non vested service fee. There are some companies, Settlers comes to mind, that pay a lifetime renewal fee which is fully vested.

Senior Life as well . . .

 

[myinsurebiz]

No.

So - how is a signature obtained? Or - is it not needed? Can this be done 100% over the phone by chance? I've never written Americo - but, have them . . .

 

[rousemark]

Senior Life as well . . .

As long as you add the Legacy Assurance. If you don't add it, the renewals on the life insurance are 0% starting with the second year.

 

[myinsurebiz]

As long as you add the Legacy Assurance. If you don't add it, the renewals on the life insurance are 0% starting with the second year.

Have to add LA - but, they can quit paying for LA and you will still get renewals . . .