I have a recorded conversation with the manufacturer where they tell me they are aware the product does this but it's not their problem. I realize I need to fix the problem with the neighbors first. I have an attorney and am working on it. I only asked the insurance company what my coverage is. I never put in a claim first because I knew the neighbors had to fix their house first and second because I didn't know if a house that has a death ray pointed at it can be insured.