Vinyl Siding Melts From Reflected Heat From Nearby Windows.

Feb 16, 2018

  1. Warrior
    Offline

    Warrior Super Genius

    Posts:
    114
    Likes Received:
    50
    This is what I did for my client who's vinyl siding was melted by these bay windows of the house next to him.

    I took pictures. I went over to the neighbor and found out who his insurance carrier was. I contacted the insurance company and forced the neighbor's insurance pay the damage and force the neighbor to put a shield or covering on the windows.

    My client had to pay zero and had no claims filed on his policy. My client loves me and has referred me to 10 of his friends because I went to bat for him.

    The insurance company saw the pictures I sent him, saw that the huge bay windows did indeed cause the damage. That company knew they had to pay. They replaced the siding and the neighbor had a company put a type of shade film on the window that took the glare off of my client's home.
     
    Warrior, Aug 18, 2018
    #21
  2. wornout
    Offline

    wornout Expert

    Posts:
    59
    Likes Received:
    1
    I had the same claim situation with an insured but it was to their own house. The new sliding glass door reflected onto siding and melted the siding. The claim was denied because they said it was a maintenance issue and it happened over time. The insured did purchase the tinting film and applied it to the window. Insured refuses to repair siding, so I am expecting a non renewal:arghh:
     
    wornout, Sep 12, 2018
    #22
  3. Jeanne310
    Offline

    Jeanne310 New Member

    Posts:
    10
    Likes Received:
    1
    State:
    New York
    The reality is that vinyl siding melts at about 160 degrees regardless of age. That is a well-known fact. I also have had a scientific study done on my house proving the damage was caused by the neighbors windows reflecting temperatures over 300 degrees.
     
  4. VolAgent
    Offline

    VolAgent Guru

    Posts:
    14,951
    Likes Received:
    1,714
    State:
    Tennessee
    I will take you at your word. It sounds like vinyl siding should be avoided in most Southern states then, particularly out west in Arizona, New Mexico, etc. which get a lot of sun without a lot of grass and other greenery to soak it up and prevent reflections.

    A rock garden with the right mix of rock types and angles could easily reflect enough sunlight onto vinyl siding to melt it with such a low melting point.
     
  5. Jeanne310
    Offline

    Jeanne310 New Member

    Posts:
    10
    Likes Received:
    1
    State:
    New York
    A rock garden will never be as dangerous as a low-e window. They are responsible for damaged property and fires all over the country. Energy-efficient windows blamed for starting fires :: WRAL.com 'The next asbestos': Scientist says Low-E windows cause dangerous reflection :: WRAL.com
     
  6. VolAgent
    Offline

    VolAgent Guru

    Posts:
    14,951
    Likes Received:
    1,714
    State:
    Tennessee
  7. Jeanne310
    Offline

    Jeanne310 New Member

    Posts:
    10
    Likes Received:
    1
    State:
    New York
    No, you are missing the point that the windows are incredibly dangerous and the beams from them have reached temperatures of over 500 degrees. There is no comparison to a rock garden. Clearly common sense should prevail in installing vinyl siding. I live in New York and shouldn't be concerned about my siding melting in ordinary use.
     
  8. jenny5555
    Offline

    jenny5555 New Member

    Posts:
    2
    Likes Received:
    0
    State:
    Colorado
    Old siding can definitely melt from window reflection. I got new windows from conservation construction of houston. They reflected so much of the sun back out my neighbors siding began to melt.
     
  9. jenny5555
    Offline

    jenny5555 New Member

    Posts:
    2
    Likes Received:
    0
    State:
    Colorado
    Yes i belive that's true. I had to get new siding because of my neighbors windows doing this. i got my siding from conservation construction of dallas. It have new siding that looks amazing.
     
  10. LostDollar
    Offline

    LostDollar Guru

    Posts:
    2,693
    Likes Received:
    506
    State:
    Kansas
    Now this is amusing. You are showing Colorado as your state and promoting a construction company in Houston by posting on an insurance forum. (Twice)
     
Loading...