Prakash Gaonkar
New Member
- 6
Greetings,
absolutely green horn here.
My background is in Securities (stocks) research. Recently i got interested in UL products and mainly in VUL products. One IUL sells agent contacted me and after talking with him many times, I started studying it more. Unfortunately, he or any of his contacts are not enough knowledgeable to provide info on VUL.
right off the bat, from what I understand, my guess is that, the overhead fees on VUL products should be much lower than IUL product. The policyowner will be taking more risk under VUL and managing own investment (may be like IRA). But I could be wrong, as logical need not be the best available option. :-)
Well I don't know. I have some questions like, how to become VUL agent? series 6/ 63 and state Life insurance? Finra registration? Who Hires VUL agents Full time or part time? etc. Which Insurance providers offers best (or best selling) VUL products?
You can PM me too.
Regards,
Prakash
absolutely green horn here.
My background is in Securities (stocks) research. Recently i got interested in UL products and mainly in VUL products. One IUL sells agent contacted me and after talking with him many times, I started studying it more. Unfortunately, he or any of his contacts are not enough knowledgeable to provide info on VUL.
right off the bat, from what I understand, my guess is that, the overhead fees on VUL products should be much lower than IUL product. The policyowner will be taking more risk under VUL and managing own investment (may be like IRA). But I could be wrong, as logical need not be the best available option. :-)
Well I don't know. I have some questions like, how to become VUL agent? series 6/ 63 and state Life insurance? Finra registration? Who Hires VUL agents Full time or part time? etc. Which Insurance providers offers best (or best selling) VUL products?
You can PM me too.
Regards,
Prakash