Went to the SL meeting

[rousemark]

His inexperience shows doesn't it?

Sounds like he is doing exceptional in the business, he just doesn't have the life experience yet. When it comes to having enough to retire, look at the people that have "real" money, the billionaires. They majority are well over 40 (many in their 70s and 80s) and yet, even with all that money, they still work every day.

As far as Insurance Agents go, Harold Manner's agency (American Insurance Services) was a leader with United American for many years back in the 70s, 80s, etc and then led Bankers Fidelity for many more years. I talked his son a year or so before Harold died at the age of 88. He told me that his dad who was in a nursing home but was still on the phone every day recruiting new agents and supporting their current agents. He worked right up to just a few days before he passed away.

 

[Todd King]

I don't think its necessarily price that is always being sold on. It is the fact that the clients will be put into a graded or guaranteed issue plan where they are in a two-year wait although they have the ability to qualify for level coverage. I think someone else said it on the thread, they just run the eApp and give the client whatever it comes back as because they are fitting a square peg into a round hole. That's not doing what is in the best interest of the client, but you cannot blame an agent who is not aware of this, only those who are educated but still place the client in a product although there are better ones. That's probably the whole argument of being indy vs captive. If its GI and level is $10 more a month, I am giving them level coverage for the higher price...

And this is exactly what I was talking about! Not necessarily about the premium.

 

[Todd King]

Todd I'm just not smart enough to deal with 10 different carriers. I talk to recruits all the time who get dizzy trying to decide on which carrier to use.

While I understand it's a little daunting to learn...most agent do it. As I said before, you just choose to remain ignorant.

I realize that you only have high contracts and a little experience for your agents and nothing else. You don't even have a lead program for your agents, they have to do their own drops with a 3rd party vendor.

Little experience, huh? No lead program, huh? Well, that just shows more ignorance on your part. After all though, why would you know anything about what we do? You don't.

You sound rather intimidated and kinda scared that you will lose agents to me....simply because I offer them way way way more than you....and I can give YOUR agents higher commission than you! Think about that!

Intimidated? Holy cow! I'm anything but intimidated! I'm actually amused that you think I'm intimidated and that you can give higher contracts that we can. You have lost what little mind you have left!! The only thing you offer that is more, is your bullshit!

If you don't use Kskj as a price buster for your prospects then you are screwing them. You are like a lot of brokers....you don't use kskj (even though they have the cheaper premium) because you take a haircut on commissions if you use them.

Once again, not about price. Sorry you don't understand what I meant.

Todd get off your high horse and contribute something positive to the group. You'll look better.

Nah, I'll keep my horse while you choose to remain with a pony. You just don't know what you don't know.....and you don't know!

 

[Todd King]

You're probably correct. We see how the FE landscape has started changing the last few years. Brokers are kinda like termites when sending their bad business only to certain carriers. The financial infrastructure of these carriers starts to crumble and then it's another one bites the dust. There's more rumblings going on that most don't know about. Wait till after the summer and next year.

I'll bet you a coca-cola that in 3 years most FE carriers will not accept agents who are appointed with multiple carriers. They'll see their profitability improve which is sorely needed.

I'll make that bet! You drink they Kool-aid just a bit too often.

 

[Todd King]

You may doing well but your youth is showing. My brother in law is 92 years old, owns a nice sized manufacturing company, has a net personal worth in the multiple millions and he still works every day.. Goes in at 5:30 AM and normally gets home around 6:00PM.. Not everyone has a dream of retiring at age 40, I don't have the net worth of my brother in law but at age 75, I still work so you certainly can't say Greg is unintelligent because he still works.. Especially when you have no idea how many agents he may have under contract or how much he makes.

I would like to point out that this is very minor in comparison to the other topics that he addressed in his last post. Seems to me this is about the only thing one could pull from that post for chastisement purposes.

 

[rousemark]

I would like to point out that this is very minor in comparison to the other topics that he addressed in his last post. Seems to me this is about the only thing one could pull from that post for chastisement purposes.

I am not chastising him... Just pointing out he is thinking like a 20 something.. I thought about retiring at 50 when I was 25-30... But when I got there, even if I had been in position to do so, I no longer had that desire.. However, you certainly are going to make a great mistake if you judge a person's intelligence based on whether they are still working at a certain point of time in life..

 

[Todd King]

I am not chastising him... Just pointing out he is thinking like a 20 something.. I thought about retiring at 50 when I was 25-30... But when I got there, even if I had been in position to do so, I no longer had that desire.. However, you certainly are going to make a great mistake if you judge a person's intelligence based on whether they are still working at a certain point of time in life..

Okay, maybe chastising wasn't the right word. My point was simply that it was the only thing in that post that could be disputed. The rest was pretty spot on.

In the end though....doesn't really matter because Greg isn't listening. He never has, so why would he start now? Good point after good point has been given to Greg, but he glosses right over them and continues to argue with the same old points that have been given before, even though he's been proven wrong or that SL isn't the only source for certain things. Either way, he's still going to argue from a point of ignorance all the while thinking that he's the one that's making sense. Like it was said earlier....he's a brick wall when it comes to that. His lack of knowledge and the way he twists things is extremely entertaining though!

 

[TripleH]

You may doing well but your youth is showing. My brother in law is 92 years old, owns a nice sized manufacturing company, has a net personal worth in the multiple millions and he still works every day.. Goes in at 5:30 AM and normally gets home around 6:00PM.. Not everyone has a dream of retiring at age 40, I don't have the net worth of my brother in law but at age 75, I still work so you certainly can't say Greg is unintelligent because he still works.. Especially when you have no idea how many agents he may have under contract or how much he makes.

If there is anyone on this forum I respect its you. I always enjoy your content and post, my point is if his systems are so amazing as he preaches, why is he still working? But it's just fuel to the fire that seems to be never ending. My objective is to not be broke like my father who is 67 and made poor financial decisions at a younger age. So I made a decision to become wealthy and work 6-days a week 10+ hours a day. His responses are certainly unintelligent in my opinion - probably showing my youth, but some things literally come with experience and you must literally age to become more experienced. I appreciate your response and always value your opinion. Been following you for years

 

[rousemark]

If there is anyone on this forum I respect its you. I always enjoy your content and post, my point is if his systems are so amazing as he preaches, why is he still working? But it's just fuel to the fire that seems to be never ending. My objective is to not be broke like my father who is 67 and made poor financial decisions at a younger age. So I made a decision to become wealthy and work 6-days a week 10+ hours a day. His responses are certainly unintelligent in my opinion - probably showing my youth, but some things literally come with experience and you must literally age to become more experienced. I appreciate your response and always value your opinion. Been following you for years

I don't know your situation as far as family but if you have children you love, you will look back in years to come and say, "I should not have worked quite so much".. I have no problem with anything you said except the implication that if a person is intelligent (and successful) he will be retired at x date.. Just ain't so. (Oh, it would be nice to be young enough to still think that way! )

 

[TripleH]

I don't know your situation as far as family but if you have children you love, you will look back in years to come and say, "I should not have worked quite so much".. I have no problem with anything you said except the implication that if a person is intelligent (and successful) he will be retired at x date.. Just ain't so. (Oh, it would be nice to be young enough to still think that way! )

One baby on the way, first child, first son coming in about 30 days!! But yes, trying to build this business at a younger age with the philosophy of NEVER missing time with the family in the future. The more work I do today, the less work I will HAVE to do tomorrow. Perhaps retirement isn't for me at that age, but the ability to do so if I wanted to would be beautiful thing.