- 4,843
You're not playing this game because you are outmatched and not being able to back up your untruthfulness. I've called you out and you're squirming like a fishing worm on a hook with a hungry fish closing in....lol.
Went to the SL meeting
- Thread starter billyb
- Start date
You're not playing this game because you are outmatched and not being able to back up your untruthfulness. I've called you out and you're squirming like a fishing worm on a hook with a hungry fish closing in....lol.
- 4,843
That may be because new customers are told to throw away any future DM cards they may receive. It's kinda confusing to have several different companies when just one company will do, wouldn't you agree Ms. Betty?
Or:
You'd sure hate the kids to forget to collect on one of those several policies, right Ms. Betty?
Could be because SL is a much younger company?
- 26,125
Every agent does that. And has since John Hancock was running a debit.
A younger company could be an answer.
Also could be that I do not do leads so we write a different demo. It does not really matter to me. I don't compete with anyone usually. I was just curious.
- 4,843
Hey Todd.....over here! Are you going to tell us who has the savings for policy holders that Legacy Assurance has? You said there were others. So who are they? You said I was lacking mental capacity. You insulted me. You lied about me. You said I was lying.
Your silence makes it look like you were caught in a lie. Is that true? Of course it's true. You're lying and just looking stupid. You shouldn't ever insult me in public ever again by lying about me. Never!
Hey Todd.....come out, come out, wherever you are....lol. You can apologize to me for your insults and I'll leave you alone or I'll keep you in this corner indefinitely.
Your silence makes it look like you were caught in a lie. Is that true? Of course it's true. You're lying and just looking stupid. You shouldn't ever insult me in public ever again by lying about me. Never!
Hey Todd.....come out, come out, wherever you are....lol. You can apologize to me for your insults and I'll leave you alone or I'll keep you in this corner indefinitely.
- 30,567
As entertaining as you are Greg, just a thought....
I only plugged in one scenario, but a 60 year old Male NS with Senior Life Preferred is $53.51 a month for $10K. With Oxford(there are several that are even cheaper) that premium will buy $13K.
The extra $3K along with the savings of the program Todd posted...thoughts?
- 4,843
As entertaining as you are Greg, just a thought....
I only plugged in one scenario, but a 60 year old Male NS with Senior Life Preferred is $53.51 a month for $10K. With Oxford(there are several that are even cheaper) that premium will buy $13K.
The extra $3K along with the savings of the program Todd posted...thoughts?
My thoughts? Sure. This male qualifies for super-preferred which is $10k for natural and $20k for accidental death with a premium of $38.68 paying full commission. The SLICE app we use on our ipad would make sure the agent knew to offer super-preferred rather than just preferred.
And Todd did not quote any savings. He only posted that you could prepay at TODAY'S prices not DISCOUNTED prices.
Let me share with everyone up here the math on this....
Let's say Sr Life has a premium of $50 per month on an insured that's bundled with Legacy Assurance.
Let's say ABC co. has a premium of only $10 per month on that same insured for same face amount....a savings of $40 each month!
Let's assume a casket, vault, and monument all added together is $7500 at the local funeral home.
The casket, vault, and monument is locked in for the rest of that insured's life at $3500 with Legacy Assurance.
The inflation rate remains constant at 3%.
If that insured dies on day one of policy being issued:
Legacy Assurance saves the insured $7500 less $3500 on casket, vault, and monument =$4000 savings minus the $40 premium difference =$3960 savings on day one!
ABC co. would save only $40 (premium difference) on day one.
If that insured dies after one year of policy being issued:
Legacy Assurance saves that insured $7500 + $225 (3% inflation) less $3500 on casket, vault, and monument = $4225 savings minus the $480 premium difference =$3745 savings after one year even though the monthly premium is $40 higher!
ABC co. would save only $480 (premium difference) after one year.
If that insured dies after 5 years of policy being issued:
Legacy Assurance saves that insured $7500 + $1125 (3% inflation) less $3500 on casket, vault, and monument = $5125 savings minus $2400 premium difference = $2725 savings after 5 years even though the monthly premium is $40 higher!
ABC co. would save only $2400 (premium difference) after 5 years.
So you see, even if a competitor has a premium $40 a month cheaper, a Sr Life policy bundled with Legacy Assurance always provides a superior savings in $$$!
Ms. Jones can also add up to 4 other family members onto her Legacy Assurance plan at ZERO cost! There's no age limit or health qualifications. That means her mother who is 103 years old with dementia and on dialysis in a nursing home gets immediate savings with Legacy Assurance! That's just like her 103 year old mother just got about $3500 of IMMEDIATE coverage COMPLETELY FREE.
When an agent can share this kind of info with Ms. Jones their closing % goes up. And their persistency goes up too. Instead of getting 4-5 sales per 20 DM leads get 5-7 sales with those same 20 leads! And if a person is GI, even though the policy has a waiting period, Legacy Assurance savings is immediate with NO waiting period. You can even cross sell this to your book of business: FE, Medicare Advantage/Supp, Cancer, LTC, etc. I even have a P&C agent in NC that cross sells Legacy Assurance to her book of business on a part-time basis.
Everyone should feel free to call me if they'd like to make more $$$$ for their family.
- 5,931
Quick little aside here...
If you all burn through agents as fast a LH then you might make splash for a bit, but there aren't enough agents available to keep up the sausage grinder IMHO.
LH has kept it up for years and shows no sign of slowing down..
- 5,931
And lets hope they continue... best business I've ever replaced has come from them!
As to slowing down... of course they won't slow down, they need to keep adding new policies to replace the ones that are getting... REPLACED!
- 30,567
How do you know that this guy qualifies for Super Preferred...you don't know anything about him?
