Hello Everyone, I'm very happy to have found this forum and am hopeful that someone here may be able to help or at least direct me in the best direction. My situation - I started working for a small insurance brokerage selling Business Liability roughly 13 years ago. I was 21 at the time and within a year I decided to obtain my insurance license and start selling. The company I work with placed me on a 1099 tax form. At the time I didn't think too much about it however, 12+ years later as I've learned much more about the industry I'm very concerned about my future with this company. I never signed a contract when I transitioned to producer, they have made is clear they expect me in the office at least twice a week, and they have on occasion made it clear that I need to be in the office during certain holidays etc. I don't feel comfortable going to the owners to discuss these things as I've seen them truly only care about there own well being and I do not trust that they will have both of our interests in mind. Location: California however brokerage is licensed in multiple states so I work all over the US. My Questions: Are the clients I've written legally my clients? If I leave can I legally take these clients with me? If not, should I then be classified as and employee? With that would I have a lawsuit against them for back taxes? I'm recently married and looking into the future with my husband. That future does not include this company, I truly feel that I need to get out right away but I can't find any advice online. Silly 21 year old me really did not know what she was getting into. I greatly appreciate all of your advice.