What dental plan do you have?

[cehinton]

They also have a plan that has no network. I think Ameritas is overpriced and there's no coverage for hearing aids. I'll probably stick with Manhattan. Better for the client and better for me too(pays about 3 times as much FYC commission).

I just recently became appointed with them so I haven't investigated their Dental yet.
I'll def. check into it since you recommend it above the others.
I wouldn't mind the higher commissions either.

 

[Rob Lion]

That is nice...the 1st day coverage, but 15%/50% on a $2,000+ implant(each) will still hurt.

All the other companies cover 0% until YR2. So 15% is better than nada.

 

[LostDollar]

UHC has a variety of plan options.

With some of them you can get first year preventive coverage and a % coverage of basic services with zero to short waiting period, depending on the plan you choose.

There is also a higher priced option that will get you into a small percent coverage of major services after a 6 mos wait in the first year, with increasing percents in the next 2 years.

Although I am still in trial mode with my new dentist and am having a billing and confusing eob issue with them, at the moment I continue to like @CHBS ' assessment of UHC dental.

 

[GatorRep]

I recently purchased DeltaCare USA. I attached benefits, but I paid $100 to obtain coverage.

- $0 copay for xrays
- $20 copay for cleanings
- $10 copay for office visits

That was about what I would pay as a cash patient, so the cost there seemed to be a wash. As a cash patient I would obviously be out of pocket 100% for basic and major services, but with this plan if I need fillings or something more significant, I will receive what looked to be about a 50% discount. It fits my needs well.

Other dental plans at about $30/month or $360 annually, were at least $100 above what I would pay as a cash patient for my cleanings and x rays on an annual basis.

 

[goillini52]

I recently purchased DeltaCare USA. I attached benefits, but I paid $100 to obtain coverage.

- $0 copay for xrays
- $20 copay for cleanings
- $10 copay for office visits

That was about what I would pay as a cash patient, so the cost there seemed to be a wash. As a cash patient I would obviously be out of pocket 100% for basic and major services, but with this plan if I need fillings or something more significant, I will receive what looked to be about a 50% discount. It fits my needs well.

Other dental plans at about $30/month or $360 annually, were at least $100 above what I would pay as a cash patient for my cleanings and x rays on an annual basis.

Have you checked out the network?

 

[LostDollar]

Have you checked out the network?

Ouch.

 

[GatorRep]

Have you checked out the network?

There's about 10 dentists within 4 miles from my house. I did some research on reviews and they all seemed to be solid. I suppose I'll find out for sure when I get my first cleaning.

 

[goillini52]

There's about 10 dentists within 4 miles from my house. I did some research on reviews and they all seemed to be solid. I suppose I'll find out for sure when I get my first cleaning.

Let us know. I've looked at some of those networks. 10 dentists in the network...all at one address.

 

[GatorRep]

Let us know. I've looked at some of those networks. 10 dentists in the network...all at one address.

Lol there were def a few of those. It did give me a couple different locations, but I'll keep you guys posted.

 

[Markthebroker]

I self insure anything that I can do so comfortably. This is one of those things.