What GI Final Expense Products Are Out There?

[tbrickey]

What GI Final Expense Products are out there?

 

[lqdirect01]

You have Presidential Life and Columbian Life that both have a guaranteed issue product.

 

[Mattschmidt]

You have Presidential Life and Columbian Life that both have a guaranteed issue product.

Those are 2 great ones! Also, Americo and United Home Life is available in most states as well.

 

[JimmyUt]

You could also connect with a good preneed agent in your area and split deals. Usually with most non-captive companies, the GI rates are so high a preneed plan is often a better way to go.

 

[WinoBlues]

True GI are few. Most of these like UHL and Colombian are near GI. United Heritage is another.

 

[GoCubsGo]

True GI are few. Most of these like UHL and Colombian are near GI. United Heritage is another.

What are the issue ages for Columbian Life? Fexquotes only shows a level and graded to age 85 but no GI.

 

[WinoBlues]

What are the issue ages for Columbian Life? Fexquotes only shows a level and graded to age 85 but no GI.

If it is the MDO, they are 25-75. Max face is $10,000

 

[Mark]

Normal Graded plans will take over 95% of the people out there.

G.I. is only need for a very small % of the people.

 

[GoCubsGo]

Normal Graded plans will take over 95% of the people out there.

G.I. is only need for a very small % of the people.

Don't want to "write off" that percentage even if it is small. Need to help those families too.

 

[Mark]

Presidential will take a lot of them.