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Does anyone here think that maybe a $16,800 a year health insurance premium is a bit much? Or is it just me?
[Insert deity name... or favorite obscenity here] I hate the greed and avarice of the healthcare industry... and the government regulators that help perpetuate it.
The Jackass (aka The AH)
Except...rates for HIPAA plans in California are uniform to be in line with the state's MRMIP program by law. So, since the state of CA determines the range of HIPAA rates allowed by the carriers, who exactly is greedy here?
That is why carriers offering HSA under HIPAA are hard-pressed to sell the plan, the mandatory premium pricing dilutes the value of HSA (low premium with higher deductible) and drives the HIPAA premium too high to compete with the traditional plans offered.
BTW, Anthem Blue Cross has held fairly constant over the last four years and has, in some areas and age bands, actually reduced HIPAA premiums.
You should learn how HIPAA actually works in CA before you comment on it.
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