Yes, me too. I recently took the LUTCF course in ethics. It was a good course and I was able to take the test in the office of my agency. The office administrator proctored the test. It gave me 16 ce credits and then I did 4 ce in annuities and 4 ce in LTC, with webce, both of which were required to sell those respective products here in NJ. This a grand total of 24 ce, which is the required amount here in NJ for the every 2 year license renewal. - - - - - - - - - - - - - - - - - - Just another take on professional designations, I believe that it is a good thing to show that you have courses under your belt in case you ever get hauled into court. So Im trying to get some more designation courses down and maybe earn on of them.