What should contact be for Ameritas

[Chazm]

I have the same Issue with Cigna. A client wants a quote; you have to login to Cigna, get to their quoting tool, and enter in their details. Pick a plan out of about 6-8 options, and then send the client the premium and the brochure.
The client looks at it and calls you back and ask for a cheaper premium. Back to Cigna you go to do it all over again. Then they want to see it with vision. Nope, now a lower deductible. It’s non stop. All for about $100 commission.

Manhattan life got it right by putting all of their premiums on one brochure.

 

[MedicareWAA]

I have the same Issue with Cigna. A client wants a quote; you have to login to Cigna, get to their quoting tool, and enter in their details. Pick a plan out of about 6-8 options, and then send the client the premium and the brochure.
The client looks at it and calls you back and ask for a cheaper premium. Back to Cigna you go to do it all over again. Then they want to see it with vision. Nope, now a lower deductible. It’s non stop. All for about $100 commission.

Manhattan life got it right by putting all of their premiums on one brochure.

My experience has been much different than what you described. I check the network and then I present one or maybe two benefit design options. Premiums tend to be about $45-$50. The application is wildly easy. Client picks a security question and a PIN and those count as their signature.

The heaped option works out to about $275 year 1 and renewals are like $40. That’s the standard contract for small agents.

When I call their help desk, the employees are always very helpful and give correct answers to questions.

To me the whole Cigna value prop is the 100% preventive coverage, $5,000 max benefit, and no waiting period with prior coverage. If network is an issue, I present Ameritas.

 

[GoPokes]

Just write delta dental, and stack it up. They work, and the policies are sticky

 

[Chazm]

Just write delta dental, and stack it up. They work, and the policies are sticky

That must be state specific. In FL they have two options. Nothing to stack to it.