What would you do with $125 million?

[PaulieD]

My conservative was more meant as "not growth or aggressive growth" these tend to be more volatile, but it also did not mean government backed which is ultra conservative.

T.Rowe price has some nice funds that meet my criteria, and there are many others.
But, the point was you can make interest ( whatever amount more than likely on 125 million and still not have to touch the principal). Case Closed

 

[KRobby]

My conservative was more meant as "not growth or aggressive growth" these tend to be more volatile, but it also did not mean government backed which is ultra conservative.

T.Rowe price has some nice funds that meet my criteria, and there are many others.
But, the point was you can make interest ( whatever amount more than likely on 125 million and still not have to touch the principal). Case Closed

True, 'conservative' is ultimately subjective.
Looks like the highest yielding fund at T Rowe is the US High Yield, with a 6.06 yield and 6.23 return since inception. Although the principle is at risk and lost over 24% in '08.

 

[VolAgent]

I remember meeting a guy at a citizenship ceremony almost a decade ago. Investment advisor for wealthy clients. Basically he operated his own indexed annuity without the annuity.

He'd take $1 million, park the majority of it in bonds and use a small portion to buy options. If they were in the money he'd exercise it and huge returns. If they expired worthless, well the interest off the bonds should have covered their cost. I assume he took a percentage of the option gains as his fee.

Seemed like a cool idea if you had enough capital. For the people with $125 million portfolios, there are tons of plays that aren't available to us more common folk.