What's up with Gerber?

[Life Hawk]

I use Gerber instead of AIG if I think there's a pretty good chance their draft will fail in the first year. Gerber will actually send them a monthly bill. I've even set a couple cases up on direct bill from the get-go because that's the only way the client would do it. I don't know whether AIG will monthly bill after a fail. Seems like they'll only direct bill on quarterly or less frequent modes. Does Great Western have a monthly bill option?

That is a good point. Not sure on the direct billing, my gut says no. However, they do accept "Direct Express" or other card types.

And as you and I know, that is a very important option for our market.

One other note I will make is that their GI is also often several dollars less than "graded" from my other carriers. Not to mention a very simple app. 2 signatures.

 

[Baseball7]

Great western will not take premium mailed it from the times I've asked. Just learned AIG won't let us update bank information over the phone which is ridiculous and creates extra work in agent land. Also, AIG charges 2.50 per advance, its not a lot but it adds up. Darn shame Great western isn't 20% cheaper. Great western also just started randomly calling clients when they're trying to issue a case level I told them there's a better chance you're going to see a unicorn than most of my people answering a call from Utah on their phone.

 

[Life Hawk]

Great western will not take premium mailed it from the times I've asked. Just learned AIG won't let us update bank information over the phone which is ridiculous and creates extra work in agent land. Also, AIG charges 2.50 per advance, its not a lot but it adds up. Darn shame Great western isn't 20% cheaper. Great western also just started randomly calling clients when they're trying to issue a case level I told them there's a better chance you're going to see a unicorn than most of my people answering a call from Utah on their phone.

Just wondering why you would use GW for level? I use them only and only for GI.

 

[Baseball7]

Congestive heart failure, and trying to use their two-year rule on those fluke cases. Also, The few net spend cases I chose to write that I thought deserve a crack at level coverage.

 

[Life Hawk]

Congestive heart failure, and trying to use their two-year rule on those fluke cases. Also, The few net spend cases I chose to write that I thought deserve a crack at level coverage.

Gotcha.

 

[mudhound]

40-50 minute wait time. Gad zooks