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I was out the other day and in walked into an acquaintance I knew from way back. Here's how it went: "Hey! How have you been?! Do you have Life Insurance?" He replied "I do, thru my school." Ok, well, you could always use more and I'll bet it's Term.
OMG.
This is the kind of stuff that has given insurance agents the reputation they've acquired over the years...
Pretty soon when an "acquaintance" sees you coming, they'll turn and RUN the other way.