Which Carriers Are A Pain To Deal With?

[theinsuranceman]

Hey all,
I would like to hear feedback on :
1. Which FE carriers are a pain to do business with?
2. Which FE carriers do not allow telesales?
Seems like Transamerica was the most difficult about 6 mos. ago. Thanks in advance.

 

[HoosierLife]

Senior Life

 

[DonP]

Lol .I was about to say that . The only reason he wants to know is to try to use for recruiting. He's not leaving SL so why would he care what other CO's do ? Companies are coming up with new tools and products and are now hungry for business. Foresters just came up with a kids policy to compete with moo. No mib or rx check and I think you can do up to $75 k . You can do 6 kids on one app and the grandparents can take out without the parents . Lbl's new precheck could be big

 

[rousemark]

Lol .I was about to say that . The only reason he wants to know is to try to use for recruiting. He's not leaving SL so why would he care what other CO's do ? Companies are coming up with new tools and products and are now hungry for business. Foresters just came up with a kids policy to compete with moo. No mib or rx check and I think you can do up to $75 k . You can do 6 kids on one app and the grandparents can take out without the parents . Lbl's new precheck could be big

United American's Juvenile policy is cheaper than MoO.. Write $5 - $25K. % kids on one app. Grand[parents buy without parent's signature. Do have to have kid's SS number which might result in having to contact parent.

 

[DonP]

What's the commission and any renewals ? Do they check mib and rx ? Moo and foresters only have a few questions.Neither require ss #. Both have high first yr but no renewals .

 

[rousemark]

What's the commission and any renewals ? Do they check mib and rx ? Moo and foresters only have a few questions.Neither require ss #. Both have high first yr but no renewals .

105% / 5% through 5 and then 2% thereafter.

 

[rousemark]

105% / 5% through 5 and then 2% thereafter.

Female age 5 , $10K $3.97..... $25K $7.42

 

[shonceman]

Senior Life

SWISH!

 

[theinsuranceman]

Senior Life

Lol. I know you're joking because Sr Life is extremely agent friendly and they also do FE telesales. Remember, we were the first FE agents in the nation to start utilizing telesales back in 2004, before most up here had even got licensed.

 

[theinsuranceman]

Lol .I was about to say that . The only reason he wants to know is to try to use for recruiting. He's not leaving SL so why would he care what other CO's do ? Companies are coming up with new tools and products and are now hungry for business. Foresters just came up with a kids policy to compete with moo. No mib or rx check and I think you can do up to $75 k . You can do 6 kids on one app and the grandparents can take out without the parents . Lbl's new precheck could be big

You're exactly right. I'm not leaving Sr Life. And I posted this question to be helpful to anyone who recruits....including me.